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Loan Guides
Small business loan guides, in plain English
Practical articles on business lending, from how factor rates work to choosing between a term loan and a line of credit. Written to help you compare lenders with confidence.
How to Read a Small Business Loan Offer Before You Sign
Reading a small business loan offer properly means looking past the approved amount and focusing on six details: the cash you will actually receive after fees, the total you will repay, the…
October 31, 202610 min read Read the guide →SBA Loans vs Online Lenders: Which Is Right for Your Small Business?
SBA loans and online lenders both fund small businesses, but they are built for very different situations. SBA loans offer some of…
Oct 31, 202610 min readHow to Qualify for a Small Business Loan: What Lenders Really Look At
To qualify for a small business loan, most lenders want to see six things: a solid personal credit score, enough time in…
Oct 31, 202611 min readTerm Loan vs Business Line of Credit: Which One Fits Your Business?
The difference between a term loan and a business line of credit comes down to how you receive the money and how…
Oct 31, 202610 min readFactor Rate vs APR: How to Compare the Real Cost of a Business Loan
A factor rate and an APR can describe the very same business loan and still tell two completely different stories about its…
Oct 31, 202611 min read